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Customer Service Pledge

During this process it is my job to make things simple and easy. It is extremely important that you receive the highest possible service. My client service pledge includes three promises that I, your VA Loan Specialist, have written down and am accountable for.

I will return your calls within one business day.
I will call at least every other day to keep you informed.
I will end every call with a clear statement of what I will do next and what you will need to do next to move things along.
Contact us 24/7/365 for more info

Veterans ready to benefit from the new and improved VA home loan program can click any of the easy inquiry buttons on this website to get started.  Click on any of the Rate Quote links or simply call us at 1.888.760.7999 to ask a question.  A VA home loan professional will follow up to help qualified veterans take advantage of these great VA refinance benefits.


The Impact on VA Home Loans

Many veterans are feeling the pain of the current economic environment.   The Veterans’ Benefits Improvement Act of 2008 was created to improve and enhance Veterans’ benefits

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It just got easier to obtain a VA Loan!

The VA's authority to guaranty Adjustable Rate mortgages (ARM's) and Hybrid ARM's, was extended under the new law through September 30, 2012.
Interest adjustments on VA Adjustable Rate Mortgages are limited from year to year which can amount to huge savings for the Veteran.
Cash-out refinancing is now allowable for Loan-To-Values (LTV) of up to 100%! (Up from 90%) VA's maximum loan amount is increased for loans up to as much as $729,750, depending on where the home is located.
VA Home Loans do not requrie Private Mortgage Insurance (PMI); therefore, many veterans can and have saved many hundreds of dollars each month.
VA home loans make sense because there is no down payment required.
VA loans are very easy to refinance thru the government VA IRRL program (see VA Streamline Page of this website)